Clarence Ferguson

WHAT WE DO: At Team Ferguson, we help realtors, financial advisors, CPAs, and divorce attorneys get more of their mortgage referrals to the closing table, especially the tough files most lenders pass on. Self-employed borrowers, real estate investors, veterans, divorce equity buyouts, high earners with creative tax returns, first-time buyers who think they're not ready - these are the deals we close. 

WHO WE WORK WITH: 
🏠 Realtors tired of losing deals to weak pre-approvals or LOs who ghost when files get complicated. 
📊 Financial Advisors whose clients need refinances, asset-depletion loans, retirement purchases, or investment financing without risking the advisory relationship. 
🧾 CPAs whose self-employed clients keep getting declined because W2 math doesn't tell the real story. 
⚖️ Divorce Attorneys whose clients need to refinance to buy out an ex's share, often on tight settlement timelines. 

WHAT MAKES US DIFFERENT: Two things most loan officers can't claim. One: a full toolbox - conventional, FHA, VA, USDA, jumbo, DPA, Non-QM, Bank Statement, DSCR, Asset Depreciation, and crypto-collateralized loans. When another lender says no, we ask which program actually solves it. Two: 261+ episodes of "I Heard That," our weekly show that breaks down what banks don't tell self-employed borrowers, how DSCR loans work for investors, and how divorce equity buyouts get financed cleanly. Refer your clients to an episode and it does the educating for you. 

Track record: 4.9-star average across 46+ verified Google, Facebook. MY STORY: I started in mortgage in 2003. Before that and alongside it, I spent 30+ years as a personal trainer and nutrition coach, The coaching mindset is what I bring to mortgage: discipline, plain-spoken education, and a long-term plan. On the mortgage side I hold the Certified Mortgage Advisor (CMA) and Certified Veterans Lending Specialist (CVLS) designations. Born in Los Angeles, Phoenix has been home for years, and we serve buyers across Arizona.